:root {
  --navy: #0a1628; --navy-mid: #112240; --navy-light: #1a3560;
  --gold: #c9a84c; --gold-light: #e2c97e; --gold-pale: #f5e9c8;
  --cream: #faf7f2; --white: #fff; --text: #1c2a3a; --gray: #6b7280; --gray-light: #f3f4f6; --border: #dde1e8;
  --green: #1f8a4c; --green-bg: #e3f4ea; --yellow: #a87400; --yellow-bg: #fdf1cf; --red: #b3261e; --red-bg: #fbe4e2;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'DM Sans', sans-serif; color: var(--text); background: var(--cream); line-height: 1.7; }
a { color: var(--navy); }
.serif { font-family: 'Cormorant Garamond', serif; }

header { background: var(--navy); padding: 0 1.25rem; position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 12px rgba(0,0,0,.3); }
.header-inner { max-width: 1100px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; height: 64px; gap: 1rem; }
.logo-main { font-family: 'Cormorant Garamond', serif; font-size: 1.3rem; font-weight: 700; color: var(--gold-light); letter-spacing: .04em; text-decoration: none; }
header nav { display: flex; gap: 1.4rem; align-items: center; }
header nav a { color: rgba(255,255,255,.85); text-decoration: none; font-size: .85rem; font-weight: 500; }
header nav a:hover, header nav a[aria-current] { color: var(--gold-light); }

.wrap { max-width: 860px; margin: 0 auto; padding: 0 1.25rem; }
.hero { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 60%, #2d4a6e 100%); color: #fff; padding: 4rem 1.25rem 3.5rem; text-align: center; }
.hero h1 { font-family: 'Cormorant Garamond', serif; font-size: clamp(2rem, 6vw, 3rem); font-weight: 700; line-height: 1.15; margin-bottom: 1rem; }
.hero p { max-width: 620px; margin: 0 auto; color: rgba(255,255,255,.82); font-size: 1.02rem; }
.eyebrow { color: var(--gold-light); font-size: .75rem; letter-spacing: .14em; text-transform: uppercase; margin-bottom: .8rem; }

section.block { padding: 3.5rem 0; }
section.block.alt { background: #fff; }
h2.title { font-family: 'Cormorant Garamond', serif; font-size: 1.9rem; color: var(--navy); margin-bottom: .5rem; }
.divider { width: 48px; height: 3px; background: var(--gold); margin: .6rem 0 1.6rem; border-radius: 2px; }
.lead { color: var(--gray); margin-bottom: 1.5rem; }

.areas { columns: 2; column-gap: 2rem; list-style: none; counter-reset: a; }
.areas li { counter-increment: a; break-inside: avoid; padding: .35rem 0 .35rem 2rem; position: relative; font-size: .95rem; }
.areas li::before { content: counter(a); position: absolute; left: 0; top: .4rem; width: 1.4rem; height: 1.4rem; border-radius: 50%; background: var(--gold-pale); color: var(--navy); font-size: .72rem; font-weight: 600; text-align: center; line-height: 1.4rem; }

.get { display: grid; gap: 1rem; grid-template-columns: repeat(3, 1fr); }
.get div { background: var(--cream); border: 1px solid var(--border); border-radius: 8px; padding: 1.1rem; font-size: .92rem; }
.get b { display: block; color: var(--navy); margin-bottom: .25rem; font-family: 'Cormorant Garamond', serif; font-size: 1.15rem; }

.plans { display: grid; gap: 1.25rem; grid-template-columns: 1fr 1fr; }
.plan { background: #fff; border: 1.5px solid var(--border); border-radius: 10px; padding: 1.75rem; display: flex; flex-direction: column; }
.plan.featured { border-color: var(--gold); box-shadow: 0 6px 24px rgba(201,168,76,.18); }
.plan h3 { font-family: 'Cormorant Garamond', serif; font-size: 1.4rem; color: var(--navy); }
.price { font-family: 'Cormorant Garamond', serif; font-size: 2.6rem; font-weight: 700; color: var(--navy); margin: .3rem 0 .6rem; }
.plan ul { list-style: none; margin: 0 0 1.4rem; flex: 1; }
.plan li { padding: .3rem 0 .3rem 1.4rem; position: relative; font-size: .93rem; }
.plan li::before { content: '✓'; position: absolute; left: 0; color: var(--gold); font-weight: 700; }

.btn { display: inline-block; background: var(--gold); color: #fff; border: 0; border-radius: 5px; padding: .85rem 1.8rem; font: 600 .95rem 'DM Sans', sans-serif; cursor: pointer; text-decoration: none; text-align: center; transition: background .2s; }
.btn:hover { background: var(--gold-light); color: var(--navy); }
.btn[disabled] { opacity: .55; cursor: wait; }
.btn.outline { background: transparent; color: var(--navy); border: 1.5px solid var(--navy); }
.btn.outline:hover { background: var(--navy); color: #fff; }
.note { font-size: .82rem; color: var(--gray); margin-top: .9rem; }
.disclaimer { background: var(--gold-pale); border-left: 3px solid var(--gold); padding: .9rem 1.1rem; border-radius: 4px; font-size: .9rem; margin-top: 1.6rem; }
.steps { display: grid; gap: 1rem; grid-template-columns: repeat(4, 1fr); counter-reset: s; list-style: none; }
.steps li { counter-increment: s; font-size: .9rem; background: #fff; border: 1px solid var(--border); border-radius: 8px; padding: 1rem; }
.steps li::before { content: counter(s); display: block; font-family: 'Cormorant Garamond', serif; font-size: 1.6rem; font-weight: 700; color: var(--gold); }

footer { background: var(--navy); color: rgba(255,255,255,.7); text-align: center; padding: 2rem 1.25rem; font-size: .8rem; margin-top: 0; }
footer a { color: var(--gold-light); }

/* ── Form ── */
.progress { position: sticky; top: 64px; z-index: 50; background: #fff; border-bottom: 1px solid var(--border); padding: .6rem 1.25rem; }
.progress-inner { max-width: 860px; margin: 0 auto; }
.bar { height: 8px; background: var(--gray-light); border-radius: 4px; overflow: hidden; }
.bar > i { display: block; height: 100%; background: var(--gold); width: 0; transition: width .3s; }
.progress-meta { display: flex; justify-content: space-between; font-size: .78rem; color: var(--gray); margin-top: .3rem; }
.card { background: #fff; border: 1px solid var(--border); border-radius: 10px; padding: 1.6rem; margin: 1.5rem 0; }
.card h2 { font-family: 'Cormorant Garamond', serif; font-size: 1.7rem; color: var(--navy); margin-bottom: .3rem; }
.q { padding: 1.1rem 0; border-top: 1px solid var(--border); }
.q:first-of-type { border-top: 0; }
.q-text { font-weight: 500; margin-bottom: .6rem; }
.ratings { display: flex; flex-wrap: wrap; gap: .5rem; }
.ratings label { cursor: pointer; }
.ratings input { position: absolute; opacity: 0; pointer-events: none; }
.ratings span { display: inline-block; border: 1.5px solid var(--border); border-radius: 999px; padding: .4rem .95rem; font-size: .85rem; background: #fff; transition: all .15s; }
.ratings input:focus-visible + span { outline: 2px solid var(--navy); outline-offset: 2px; }
.ratings input:checked + span { background: var(--navy); border-color: var(--navy); color: #fff; }
textarea, input[type=text], input[type=date] { width: 100%; font: .95rem 'DM Sans', sans-serif; border: 1.5px solid var(--border); border-radius: 6px; padding: .6rem .75rem; background: #fff; color: var(--text); }
textarea { min-height: 70px; resize: vertical; margin-top: .6rem; }
textarea:focus, input:focus { outline: 2px solid var(--gold); border-color: var(--gold); }
.nav-row { display: flex; justify-content: space-between; gap: 1rem; margin: 1.5rem 0 3rem; flex-wrap: wrap; }
.saved { font-size: .78rem; color: var(--gray); }
.agreement { background: var(--cream); border: 1px solid var(--border); border-radius: 8px; padding: 1.1rem; margin: 1rem 0; font-size: .95rem; }
.checks label { display: flex; gap: .6rem; align-items: flex-start; padding: .45rem 0; cursor: pointer; }
.checks input { margin-top: .35rem; width: 18px; height: 18px; accent-color: var(--navy); }
.err { background: var(--red-bg); color: var(--red); padding: .7rem 1rem; border-radius: 6px; margin: 1rem 0; font-size: .9rem; }
.row2 { display: grid; gap: 1rem; grid-template-columns: 2fr 1fr; }
label.lbl { display: block; font-size: .82rem; font-weight: 600; color: var(--gray); margin-bottom: .25rem; }

/* ── Report ── */
.report { background: #fff; border: 1px solid var(--border); border-radius: 10px; padding: 2rem; margin: 1.5rem 0; }
.report h1 { font-family: 'Cormorant Garamond', serif; font-size: 2rem; color: var(--navy); }
.overall { display: flex; align-items: center; gap: 1.5rem; margin: 1.2rem 0; flex-wrap: wrap; }
.dial { width: 120px; height: 120px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-family: 'Cormorant Garamond', serif; font-size: 2.4rem; font-weight: 700; border: 8px solid; }
.green { color: var(--green); border-color: var(--green); background: var(--green-bg); }
.yellow { color: var(--yellow); border-color: var(--yellow); background: var(--yellow-bg); }
.red { color: var(--red); border-color: var(--red); background: var(--red-bg); }
.gray { color: var(--gray); border-color: var(--border); background: var(--gray-light); }
.sec { display: grid; grid-template-columns: 1fr 70px; gap: .8rem; align-items: center; padding: .55rem 0; border-top: 1px solid var(--border); font-size: .92rem; }
.sec .meter { height: 10px; background: var(--gray-light); border-radius: 5px; overflow: hidden; margin-top: .3rem; }
.sec .meter i { display: block; height: 100%; }
.sec .pct { text-align: center; font-weight: 700; border-radius: 999px; padding: .15rem 0; font-size: .85rem; border: 0; }
.meter i.green { background: var(--green); } .meter i.yellow { background: #e0a100; } .meter i.red { background: var(--red); }
.risk { border: 1px solid var(--border); border-left: 5px solid var(--red); border-radius: 6px; padding: 1rem 1.1rem; margin: .8rem 0; }
.risk.yellow { border-left-color: #e0a100; } .risk.green { border-left-color: var(--green); }
.risk h4 { color: var(--navy); }
.risk ul { margin: .5rem 0 0 1.1rem; font-size: .88rem; }
.closing { background: var(--navy); color: #fff; border-radius: 8px; padding: 1.4rem; margin: 1.6rem 0; }
.closing a.btn { margin-top: .7rem; }
.legend { font-size: .8rem; color: var(--gray); }
.copyright { font-size: .75rem; color: var(--gray); border-top: 1px solid var(--border); padding-top: 1rem; margin-top: 1.5rem; text-align: center; }

@media (max-width: 720px) {
  .areas { columns: 1; } .get, .plans, .steps { grid-template-columns: 1fr; }
  .row2 { grid-template-columns: 1fr; } header nav a:not(.keep) { display: none; }
  .card, .report { padding: 1.1rem; }
}
@media print {
  header, .progress, .noprint, footer { display: none !important; }
  body { background: #fff; } .report { border: 0; padding: 0; margin: 0; }
  .risk, .sec, .closing { break-inside: avoid; }
  .closing { background: #fff !important; color: #000 !important; border: 1px solid #000; }
  * { -webkit-print-color-adjust: exact; print-color-adjust: exact; }
}